Yep, UK Governments play Populism with private housing Laws

    Ipemndoh dan Iyan PhM 

My Motivation for this Blog

 

Will the Renters Rights Bill be a government own-goal? - Landlord Today https://share.google/Sg7DOYfDzt98Fpmyd

 

The Government of the United Kingdom anti-private housing Misdirection

 

The Motivation for this Blog as I referenced above gives everyone a Grasp of the Gist of the Matter. There is, therefore, no need for me to go into a ‘Litany of Causes’©. Capisci?

 

It is the Governments of the United Kingdom (UK) unreasonable Protection of Tenants that threw me out of private housing rental Business. This is not a Question of the Conservative Government (Govt) or the Labour Govt or the Coalition Govt. All UK Govts have been saturated by – not ‘with’ – the apparent ‘natural Distaste’© for the private housing rental Market. The Laws are so bad that my Tenants absconded with 4-Figure (Thousands) £S Pounds (GBP) of Rent Arrears. Actually, it was Theft. UK housing Laws make no Provision for ‘rental-Proprietor(s)’© to secure their Tenants’ forwarding Addresses in the first place or any ‘legally-binding contactable Address’© at all. If a Landlady/Landlord has to pursue a thieving Tenant, that ‘rental-Proprietor’ would need to employ a tracing Service that might subject that Proprietor to further financial Loss. I tried a tracing Agent once only to discover that I had lost my £99 the Moment, I paid it to that Agency. I think that was between 10 and 14 Years ago, if I remember correctly. The Agency returned with a final Address of a Person bearing the Names of my “Rent Thief” Tenant. I had ruled out that Person and his Address before I contacted the tracing Agency, as my Investigation had discovered he only had the same Names with my Tenant, an Identity my Lowlife Tenant probably used to acquire his “indefinite Leave to remain” in the UK. Nigerians do that a lot. They even use the Identities of bona fide but dead UK Citizens to secure UK Passports.

 

My Investigation of my “Omo Iran ki ran” Tenant had even come up with two newer Addresses, and accurate too, for him before he rented my House. That showed how absolute the Waste of my Money to that Tenant tracing Agency. The Tenant, Nigerian, as I already intimated, not only stole Thousands of Pounds in Rent, he also tried to further steal the Rent Deposit from the Rent Deposit Scheme I saved his Deposit into. He knew fully well he was not entitled to that Deposit, as he had bolted with Thousands of my Rent more than the Deposit. It was more usual for this horrid Person to pay his Rent late by two Weeks, and piecemeal and in cash. He once included a counterfeit £20 Note in his Cash Payment to me. Luckily for me, I always asked him to hold his Cash and accompany me to the Bank before handling me the Cash. Thus, he was with me when the Cashier declared the £20 fake otherwise, he would lie to kingdom come he never gave me that Money. This same  Godforsaken Piece of Trash wreaked such Damage on the Property that it would have cost me between £7,000 and £10,000 for Repairs. Considering other financial Burdens on me at the time, I ended up selling the Property at a Loss of ca £25,000 not including the Mortgage and Maintenance Payments on the Property for the ca 6 Months before I could get an Offer I would accept. Yet, that Tenant expects Jehovah's Glory to be with him? Oh, he is Judaeo-Christian, all right. He went to Church and he celebrated Christmas while he deprived me of my Rent.

 

A previous other Godforsaken Nigerian and her Husband went off with £500. They made me their Enemy only because I increased my Rent after about 4 Years of allowing them the same Rent while my Overheads increased every Year. She, herself, was exacerbating those Overheads by creating Condensation in that Property. Every time I had gone to inspect the Property, all the Windows were always shut and the insides would be sweating. This is typical Behaviour of Nigerians when they owe Money all over the Place, i.e., Mail Orders they are not paying for but mostly trading with – won de fe pe ki Olorun gba Adura won – and Bailiffs had been sent after them. Bailiffs could gain Entry through open Windows, but if they are all shut, the Bailiffs could assume no one was in. I would confirm later that she was more than a Debtor, but also a Thief. After she had departed, her next Door Neighbour informed me that she had to warn her at one Point to stop directing her Mails to her Address. That Omo Iran ki ran Tenant who came about two Tenants later was to advise me that Address had been tarnished because someone – I already knew it was her because the Letters kept coming – had used the Address for many unpaid Mail Orders. I did not know then that he would be worse than her to me. She also delayed her Rents, but she did not steal more than £500 in Rent, as I already stated above. Another Judaeo-Christian; she attended Service every Saturday.

 

Another Nigerian Tenant damaged a section of the Floor of the living-dining Room of another Property with his Daughter's Urinations. They never wore Nappies on her the times I visited, but I can never blame the Child. She was a Toddler. That part of the Floor sunk – it was a concrete Floor – that I  could not rent out the Property for between 6 and 9 Months while still paying the Mortgage and settling other Costs on the Property. I had to continually wash, disinfect and scent that Floor, air the Apartment, and hope the sunken part would come back up, and the Urine Smell would dissipate. I had already removed every Inch of the Carpet. The sunken part did rise back. It was by Oshomoshi’s Grace, as far as I was concerned. Of course, I had laid a brand-new Carpet  for that huge living-dining Room. The Tenant did not owe me Rent, but the “Enemy of Progress” might as well have in what it cost me to bring the Property back to standard, including lost Rent. His Wife, typically the Nigerian from a wretched Home, was so uncouth with her “ti a ba ni le, a sa ni Eni to ni le” simply because I gave them Quit Notice. I was not making any Profit at all from the Rent I charged them yet the Husband was always on my Neck to reduce the Rent comparing it with the Rent they were paying to Nigerians who had stolen Council Property as their own by not vacating said Property once they bought own Property (Owner-Occupiers). I was paying £60 on top of their Rent every Month from my Pocket to keep that Property which means I was housing those “A la yi mo Ore” for free, and at a Cost of £60 monthly to my Detriment.

 

They once blocked the Toilet in that Property, called me and lied that it was Problem they met when they started their Tenancy, some 6 or 9 Months or so previously, when I could clearly see that it was an Aerosol Container blocking the Toilet. Unfortunately for these Parasites, I had on my Cloud Storage Photos of my Property at the Time I rented it out to them. Further, I asked them why it would take that long to alert me if the Problem was pre-existing prior to their Occupancy. Nasty Tenants like them deny Responsibility when they do not want to pay for the Damage they cause(d). Disgracefully for this unsavoury Couple, they had either forgotten that I had advised them that I had Maintenance Covers for Electricity, Gas (Heating, et cetera), and Plumbing or that maintaining/repairing any Breakdown in my Properties in those three Areas would cost my Tenants absolutely nothing. I reminded them that I had £1,000 Replacement or Repair Cover on the Toilet alone. I found out after they had left that they had rented out a Room in that Apartment and made Money from my Blood and Sweat while I was keeping a Roof over their Heads every Month with £60 of my Money I could use on myself and Family. The Money they were making explained the Wife’s Truculence. Similarly, the other Nigerian who paid his Monthly Rents in Instalments until about 2 Weeks after the Rent was due, rented out a Room in my House. He damaged the Door to that Room in fitting a Lock to it so that the Omo oni se could profit criminally and sinfully from me. That Door would have been part of the Replacements/Repairs I would have needed make to continue renting out the Property. I later learnt that his Mother was also in England, without a Door Frame to her Name not to talk of owning a Door or a Property. This was the offensive Piece of Rubbish who told me after his Tenancy had begun that he had been seeing me around, and had been thinking to himself that his Father – not me – had lost his Way in England spending all his Money on Clothes and Shoes, not knowing that I had a Property to rent out. He was so Godforsaken that he had the Audacity to ask me how many Properties I owned. I had apprised him that if he had mentioned to me what he was telling me then, and the Question he was asking me about Properties before signing his Tenancy Agreement, I would never have rented to him. He was so despicable, but having signed the Tenancy he was protected by UK anti rental-Proprietor Laws. As for me, I had never noticed (seen) him until he was brought to me to rent out to.

 

I knew about his Mother, and her Inability because those who knew him and her, and heard about what he did to me, advised me of his Family. You know Nigerians, they know Things, and they talk if they like you or they believe(d) you have been wronged by someone you did good to. I was easy to like. I gave out Money, not huge Amounts, £5 here, £10 there. I bought Fast Foods for some not aware that I was seen until someone would tell me of the Encounter from the first Moment that would have indicated that the Person I would be assisting was unknown to me. I was easy to notice, at any rate. I have been called the “best dressed Man in” Town, “the black Man who dresses well,” addressed as “dapper,” and harassed by Nigerians in their 50s, but much younger than I, to “dress your Age.” Some Nigerians say their Family Member, not me, is “Yaba left” because I was always photographing something on the Road or on the Ground. You know Nigerians now; “so bo le so,” “ki lo kan e,” “pokenose,” “busybody.” So, it was easy for anyone watching me as soon as s/he caught Sight of me to observe what I did without my knowing. Anyway, for as long as those Tenants never told me about subletting my Properties, they committed a great Sin against me, and cursed themselves before the 'God' they claim to worship. Someone, actually told me how this very envious – you knew he was envious concerning himself with my dressing and Properties – Omo oni se Tenant and his Wife hated a Friend because he and his Wife believed that Friend should take care of them, as the Friend had Money.

 

Please, do not get me wrong; Nigerians were not the only hateful Tenants I experienced. A 'white' English Tenant grew Cannabis worth ca £50,000 in my House. He nevertheless made off with ca £2,000 of my Rent. I spent between £5,000 and £7,000 bringing back the Property to ‘rental standard’©. I reported the Cannabis Thing to the Police. A Lady Inspector came, saw the Pots in the Garden, and the Room used to heat the Weed, but refused to take Action by telling me the Nonsense that the Police did not catch the Tenant growing the Stuff. Only the Police could find out where the Godforsaken Trash had run to. I only knew what the Pots were for, when an Estate Agent I had engaged came to look over the Property. He asked me if I owned the Bags of little round kind of plastic Bubbles on the Floor of one Room and to which I said "no," as they were left behind by the Tenant. I had issued him with Quit Notice. It was when the Agent saw the scattered dotted black Stains on the Ceiling of one Room that he apprised me that "your Tenant had been growing Cannabis in your Property. This is the Room he used to give them Light to ... ." When he got to the Back Garden, he explained to me the Pots, counted them, and estimated the Value of the Cannabis grown as ca £50,000 in the 6 Months that Thief was in my Property. UK Tenants are able to get away with such Atrocities as inflicted on me because our Law says Landladies/Landlords must give Tenants advance Notice before visiting their Homes, and the Tenants must grant Permission at their Convenience. The only Occasion you can attend without Permission is when the Tenant has been unreasonable in granting you Access to your Property, but you must still give Notice. How so injurious a Law to Property Owners. It is why Lowlife Tenants can sublet your Properties without your Knowledge or Agreement, damage your Properties, and run off with your Rents. The Notice you give Tenants for your Visit facilitates their covering up many of the bad things they are doing to your Property.

 

I once had to call the Police to get Access to a Property because of a cunning Tenant. She was not English or Nigerian, but Zimbabwean. My first Encounter with her Fraud was when she called me to say a Kitchen Unit had fallen off the Wall and her Dishes broken almost injuring her. When I got there, I suspected that she had yanked off the Unit. There was not the slightest Injury on her. I pretended that I did not notice anything wrong with her Story. I replaced her Dishes. The second time, she exposed her Stupidity. She had called me about 0500hrs or so to report that the Radiator in her Bedroom upstairs was leaking and flooding the living room downstairs. I assured her I would call my Maintenance Contractor immediately who would be at the Property soonest, as it seemed to be an Emergency. She insisted that she would get it done herself and that I should deduct the cost from her Rent. I informed her I could not accept her Proposal since I had already paid for such Repairs, including Replacement, in my Maintenance Contract for the Property, and that she must wait for my Contractor to arrive. The Law allowed me this Position to take. My Contractor was British Gas (BG), the biggest Name, as far as I was concerned. BG was there within 2hrs. The Engineer reported back to me that my Tenant had deliberately and forcefully pulled the Radiator from the Wall. I think he sent me a Photo of the Damage she caused to the Wall. Now, you understand why she insisted she should repair the Radiator for me to reimburse her through her Rent. She would just have landed me with a huge false Bill. I had to involve the Police at one Point because I kept asking her to let me inspect my House, but her Home, in her Presence, which is what the Law expects(ed). She kept responding with “you are the Landlord, you have the Key, you can go whenever you want.” Knowing now how dishonest she is, I would not dare lest she accused me of stealing Money or whatever from her Home. When I finally accessed the Property, I could not believe how she would let my House disintegrate without telling me plus refusing to make herself present for my Inspection. The Disintegration was not her Fault, but a building Construction Defect. That Tenant could not care less that the Damage she was letting get worse would cost me a lot of Money if not corrected in time.

 

I started Repairs immediately on the Property as soon as the Contractor could start work. The Damage was so much that I was so worried I probably would not be able to sell the Property for half of what I paid for it. The Repairs were ongoing when I received a Letter with an Order from a Local Authority (LA) (Council) Officer issuing me with a Timetable within which to start and finish the Repairs. My Tenant had gone to report the Damage to the Council after I had involved the Police to enable me inspect her Home in her Presence.  Reporting the collapsing Part of my Property was probably her Plan all along to present me as a bad Landlord to the LA, and the Courts if the LA decided to take the Matter to Court. It would explain why she was refusing to make herself available for my Inspection of the Property. It is another Method fraudulent Tenants manage to convince the Courts for oppressive Orders against rental-Proprietors to pay them huge Compensations. That LA Officer had gone to inspect my Property before the Repairs commenced, but did not have the basic Decency to hear my Side of the Story before issuing his ‘power-abusing’© Order. The Order while required by Law was not meant for my kind of Landlord who had to involve the Police to gain Access to his Property with a Tenant who was deviously denying him Access.

 

I could not take that LA Officer’s Rubbish. I wrote back that his Letter evidenced he had no Property on the rental Market, as only such a Person would think a Landlord would allow a Property s/he bought for between £120,000 and £150,000 – about 20 Years ago now – disintegrate to the Extent mine did. I was confident with my Letter, as I had the Police as Witness. The LA Officer would later praise me for the Immediacy with which I attended to the Repairs, even beating the Timetable of his Order. Such an Imbecile, to think I would intentionally allow my Property to go to Wreck. After the Repairs, I gave the Tenant Quit Notice. My Property was not safe in her Hands. I had not wanted to take her on as a Tenant, but someone very close to me at the time prevailed on me to rent her the House. “Truth be told,” I was acquainted with her before she became my Tenant. She always greeted me with a huge Smile whenever we met on the Street or I passed by where she was living then, on the next Street to my residential Property. So, I did not need much convincing to let her have the rental House. I had believed she was a nice Person. She too absconded with my Rent, but I was able to recover the Debt. Housing Benefit was topping up her Rent, so I simply went to the LA to report her with the appropriate Evidence. If I recall correctly, I got every Penny, she had deceived herself she could run away with.

 

I was smart with giving Quit Notices to my Tenants. I never relied Section (s.) 8 of Housing Act 1988 even though most of them owed me Rent for two Months or more, and that Section would apply. The Law does not allow Eviction Action on Tenants on Rent Default until they have been in Arrears for”8 Weeks.” See, what I mean when I wrote UK Govts have natural Distaste for the private housing Sector? Is the Sector a Charity? Do Property Owners not pay their Mortgages (and Maintenance Costs) in the two Months the Tenant decide(d) not to pay Rent? Do the Tenants not earn Incomes in those two Months? If they lost their Jobs they could always claim “housing benefit.” Although housing benefit would be paid in Arrears, it would assure me, as a Landlord, as it would assure other Property Owners. Tenants who owed in my time as a private Landlord, and who did not recourse to housing benefit were just Thieves abusing the Law that protects them to aid and abet their Thefts. I have shown this clearly  in my Narratives. My not using s.8 is a Benefit of having a good Education I worked for myself. I had studied the Cases of private housing Property Owners who used s.8. They always lost financially in the long Run because the Courts were insanely in Support of crooked Tenants who would introduce Complaints in Court, they never even raised with the Property Owners, which the Courts invariably entertained. I consistently used s. 21. The one time I tried to use s.8, because the “eni ti Olorun ti ko Eyin si” Tenant owed me so many £Thousands, I pulled it back because I knew I would lose more than 10 times what he owed due  to the Unfairness of Judges favouring these fraudulent, envious, and most bitter Tenants.

 

Kudos to the Stupidity of UK Law-making on private housing Sector

 

So, Congratulations to UK Governments for making possible the Impoverishment of private Landlords and Landladies. The sensible of us have left the Sector. Some are still leaving. Let us see how UK Governments intend to sort out UK Housing Shortage successive Governments have not been able to for Decades, especially when LAs have either not the Intelligence or the Capability to understand that too many ex-LA Tenants are stealing Housing Stocks by not relinquishing their rented LA Homes once they became “Owners-Occupiers.” Instead these thieving ex-LA Tenants are Landladies and Landlords without ever paying a Mortgage on Properties they are Landladies/Landlords of. Some of these Tenants have multiples of such Properties and also live off State Benefits. The worst of it is that LAs continue to maintain those housing stocks denied them by those thieving ex-Tenants because as I wrote earlier, LA Housing Managements or their Agents either do not have the Intelligence to understand wa go an or possess the Capability to devise Counter-Measures.

 

As for me, if I knew then when buying Properties to rent out what I know now about making Money, and still have Access to the kind of Money I could reach at the time, I would now be the Millionaire I can no longer be although I was kind of less than a Quarter short of it on Paper – my Lawyer advised – some years ago. I am worth so, so much less these Days. I thank UK Governments, very much, for contributing to the Attempts to ‘penurise’©/’penurize’© me. My ‘Village Person’©, who would not even tell the Truth about his Age just to deceive Others he achieved what he accomplished two years younger, was a Contributor too, but Oshomoshi o fun won se. Apologies o, Nigerians, I devised ‘Village Person’ from your “Village People.” No vex, you hear?

 

Come to think of it; what kind of Morality is it, lying about One’s Age, despite official Record, to validate One’s Hallucination. Na wa o. As for me, whatever my Circumstances today, I am grateful to Oshomoshi for giving me the Grace to have lifted Others no matter how little or big the Grace. I remember when I had no Hope, and no one had the Grace from Oshomoshi to lift me. I now know why; I never expect anyone to be beholden to me, and Oshomoshi did not want me to be beholden to anyone. Thank you, Great Mother Oshomoshi. Remember y’all? My Almighty is She.  

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